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10 things in tech you need to know today

Businessinsider - Wed, 07/08/2020 - 07:55

Good morning! This is the tech news you need to know this Wednesday.

  1. Civil rights groups called their meeting with Facebook execs a 'disappointment' and said the company isn't ready to address the platform's 'vitriolic hate.' Facebook executives Mark Zuckerberg, Sheryl Sandberg, and Chris Cox "showed up to the meeting expecting an A for attendance," according to the groups.
  2. Apple is 'assessing' the human rights impact of Hong Kong's new national security law, but has not paused data requests from local police. An Apple spokesperson told Bloomberg that it was up to the US Department of Justice to block requests that might infringe on human rights, under Mutual Legal Assistance Treaties.
  3. Tim Cook, Mark Zuckerberg, Jeff Bezos, and Sundar Pichai are set to appear before Congress on July 27 in an antitrust hearing. Congress's investigation is one of several federal antitrust probes into Facebook, Google, Apple, and Amazon. 
  4. Magic Leap has announced that Microsoft executive Peggy Johnson will join the company as CEO, replacing Rony Abovitz. Johnson, who will start work in August, has served as Microsoft's vice president of business development since 2014.
  5. Amazon has put a 15-year company veteran who most recently ran the Prime program in charge of its new COVID-19 testing project, codenamed 'Ultraviolet'. Cem Sibay is a trusted exec with a proven track record in the Prime business — but no healthcare background. 
  6. Facebook is publishing the results of a two-year civil-rights audit on Wednesday. But Facebook Chief Operating Officer Sheryl Sandberg said Tuesday that not every change it recommended would be carried out.
  7. Apple and T-Mobile are being hit with a class action lawsuit over a security flaw that exposed iMessages and FaceTime calls. Apple and T-Mobile are facing a complaint over an issue that caused Apple IDs to stay tethered to old SIM cards, exposing FaceTime and iMessage chats. 
  8. London-based fintech startup Wagestream has raised $25 million during the COVID-19 pandemic, while its CEO worked out of a garden shed. Wagestream lets employees draw down their wages early in exchange for a flat fee.
  9. Post-quantum security startup PQShield has raised $7 million to protect against future quantum attacks. Experts predict the post-quantum cryptography market will be worth $3.8 billion by 2028. 
  10. Will-writing startup Farewill has raised $25 million to help people write their will online. The UK-based startup says it has seen an increase in demand during the pandemic.

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Coronavirus: Airborne transmission cannot be ruled out, WHO says

BBC News - World - Wed, 07/08/2020 - 07:33
The WHO has acknowledged there is evidence that Covid-19 can be spread by airborne particles.
Categories: English

'Historic moment': China opens security office in Hong Kong

Al Jazeera - Wed, 07/08/2020 - 07:14
Office will allow mainland intelligence agents to operate openly in Hong Kong, and oversee new security law.
Categories: English

Myanmar air raids 'that killed children amount to war crimes'

Al Jazeera - Wed, 07/08/2020 - 07:07
Amnesty says Myanmar military carried out 'indiscriminate' air strikes in Rakhine, calls for war crimes investigation.
Categories: English

We got an exclusive look at the pitch deck will writing startup Farewill used to raise $25 million

Businessinsider - Wed, 07/08/2020 - 07:00

  • London-based tech startup Farewill has raised £20 million ($25 million) from Highland Europe and existing investors Augmentum, Jam Jar Ventures, Kindred Capital. 
  • Farewill, a startup that makes it easier for people to write their will, has seen increased demand for its services during the coronavirus pandemic. 
  • "Fundraising was a mad experience," Dan Garrett, CEO and cofounder of Farewill told Business Insider in an interview. "It was six weeks of back-to-back zoom calls with 50 funds, that was very intense and really difficult with some funds where we had no prior relationship."
  • Visit Business Insider's homepage for more stories. 

London-based tech startup Farewill has raised $25 million from Highland Europe and existing investors Augmentum, Jam Jar Ventures, Kindred Capital. 

Farewill, a startup that makes it easier for people to write their will, has seen increased demand for its services during the coronavirus pandemic.  The company claims to have increased its revenues by 650% year-on-year. 

The company, founded in 2015, helps people write legal wills in as little as 15 minutes. Farewill's fundraise comes as the startup looks to onboard more staff and launch more products.

"Fundraising was a mad experience," Dan Garrett, CEO and cofounder of Farewill told Business Insider. "It was six weeks of back-to-back Zoom calls with fifty funds, that was very intense and really difficult with some funds where we had no prior relationship. I've done fifty to sixty calls with Stan Laurent [a partner at Farewill backer Highland Capital] in a very short period of time and we've not yet met." 

Garrett claims Farewill's services are significantly cheaper than traditional options because it doesn't have a bricks-and-mortar operation. It also has a tech stack which it says reduces it costs by as much as 25% versus competitors.

"Death and dying is the biggest consumer industry untouched by tech," Garrett said. "It's a $150 billion market worldwide but only 2% of it is online. It's not because the technology is unfeasible but humans don't want to talk about dying."

Alongside its UK product expansion, Farewill has helped raise over £260 million ($326 million) in pledged income for the likes of Macmillan Cancer Support, Cancer Research UK, Crisis, and Save the Children as part of a plan by the company to raise £1 billion ($1.3 billion) for charity by 2033. 

Farewill claims to write about one in 10 wills in the UK and now has "the third or fourth-largest funeral service in the country" after just seven months, according to Garrett.

Reducing the cost of will writing, particularly during the coronavirus pandemic, has been a priority for the company with Farewill data indicating that 94% of people who have lost a loved one to coronavirus said the resulting administrative tasks had a negative impact on them.

Check out Farewill's redacted pitch deck below:

SEE ALSO: As startups face layoffs and cash freezes, this company is hiring extra staff to deal with an increased demand for its service —writing wills

















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Categories: English

Coronavirus: Spain's holiday islands shake off party image

BBC News - World - Wed, 07/08/2020 - 04:59
After experiencing life without tourism, some want to change the way the Balearic islands work.
Categories: English

US to restrict visas for some China officials over Tibet

Al Jazeera - Wed, 07/08/2020 - 04:32
Secretary of State says move is in response to China's policy of obstructing travel of diplomats, journalists to region.
Categories: English

Hong Kong security law: Beijing security office opens in Hong Kong

BBC News - World - Wed, 07/08/2020 - 04:23
Mainland agents based in the office can, under a new law, investigate Hong Kongers for security crimes.
Categories: English

'Killing field': At least 180 bodies discovered in Burkina Faso

Al Jazeera - Wed, 07/08/2020 - 04:19
Bodies - all male - were found dumped in groups by the roadside, under bridges and in fields in northern town of Djibo.
Categories: English

Killing Eve: How author Luke Jennings created Villanelle

BBC News - World - Wed, 07/08/2020 - 03:47
We speak to the man who created the character of Villanelle, author Luke Jennings.
Categories: English

Demonstrators storm Serbian parliament over coronavirus lockdown

Al Jazeera - Wed, 07/08/2020 - 03:29
Demonstrators demand President Aleksandar Vucic resign after he issued lockdown order due to surge in COVID-19 cases.
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THE SMART SPEAKER REPORT: Smart speakers could be the fastest-growing digital platform ever — here's how to engage with customers through the devices

Businessinsider - Wed, 07/08/2020 - 03:02

The smart speaker has been a runaway success in the handful of years since it hit the market, catapulting from obscurity to the peak of sales lists and cementing itself in the public consciousness.

According to primary survey data from Business Insider Intelligence, as many as half of US respondents reported living in a home with a voice-enabled AI device.

The prevalence of smart speakers is changing how companies in a range of spaces — media, e-commerce, smart home, banking, and more — interact with consumers.

For companies looking to sell these speakers and brands looking to engage with their customers through the now-critical medium, it's important to understand how the voice ecosystem works in practice and how it's being used. 

To learn more about adoption and habits, we surveyed 2,000 US consumers regarding factors like smart speaker ownership, what brands consumers use, and what they use the devices to do. Our survey data offers critical insights for key stakeholders at companies aiming to promote and use the smart speaker to reach customers.

In The Smart Speaker Report, Business Insider Intelligence examines the fast-evolving smart speaker market. First, we provide a glimpse into smart speaker adoption in the US, both overall and by particular demographics. Then, we look at the characteristics of device owners, including how many speakers they own, which types, how often they use them, and what they use them to do. We also break down the top smart speaker use cases and the reasons why they are or aren't resonating with consumers, and advise brands looking to reach their users via this medium how best to do so.

The companies mentioned in this report are: Amazon, American Express, Apple, Deezer, Google, Nest, Pandora, Samsung, Spotify, and TuneIn.

Here are some key takeaways from the report:

  • 5 years since the first device in its category launched, the smart speaker may be demonstrating one of the fastest rates of consumer adoption of any technology device in history, outpacing even the smartphone, per our data.
  • More than half of US respondents who said that they live in households with a smart speaker reported having multiple speakers in their household, and nearly all living in households with speakers use them at least once a week.
  • Media playback, general information, and communication are among the most commonly used features of smart speakers for device users.

In full, the report:

  • Provides a snapshot of the current state of smart speaker adoption.
  • Highlights the most important ways that consumers are using the devices and looks at what will come next in key segments.
  • Identifies key trends in smart speaker and voice assistant design and usage and offers guidance for companies and brands looking to use the platform moving forward.

Interested in getting the full report? Here's how to get access:

  1. Purchase & download the full report from our research store. >> Purchase & Download Now
  2. Join thousands of top companies worldwide who trust Business Insider Intelligence for their competitive research needs. >> Inquire About Our Enterprise Memberships
  3. Current subscribers can read the report here.

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'Life goes on': Brazil's Bolsonaro tests positive for coronavirus

Al Jazeera - Wed, 07/08/2020 - 02:44
Brazilian leader has repeatedly played down the threat from COVID-19, describing it as 'a little flu'.
Categories: English

FBI chief says China threatens families of overseas critics in US

Al Jazeera - Wed, 07/08/2020 - 02:34
Programme called 'Fox Hunt' aimed at silencing Beijing's critics living outside of China who are regarded as threats.
Categories: English

Coronavirus: Brazil's President Bolsonaro tests positive

BBC News - World - Wed, 07/08/2020 - 02:32
The president, who has belittled the risks posed by the virus, took the test after developing symptoms.
Categories: English

Coronavirus: The tenants enduring Australia's toughest lockdown

BBC News - World - Wed, 07/08/2020 - 02:20
The police-enforced lockdown of nine housing towers in Melbourne is sparking community anger.
Categories: English

A San Francisco tech CEO was filmed leveling a racist rant against an Asian family at a California restaurant

Businessinsider - Wed, 07/08/2020 - 01:27

  • The CEO of a San Francisco tech startup was caught on camera aiming a racist rant at an Asian family at a California restaurant over the July Fourth weekend.
  • Solid8 CEO Michael Lofthouse can be seen and heard saying "Trump's gonna f--- you" and "you f------ Asian piece of s---."
  • One of the family members posted the one-minute video on Instagram with a caption describing the experience.
  • "The surfacing of racists is so prevalent right now, even in such an ethnically/culturally diverse and liberal state like California, because Trump HIMSELF uses his position to incite racial tension and to promote aggression towards POC, foreigners, and immigrants," Jordan Chan wrote.
  • Visit Business Insider's homepage for more stories.

The CEO of a San Francisco tech company leveled a racist attack at an Asian family while dining in an outdoor area of a California restaurant over the Fourth of July weekend.

Michael Lofthouse of Solid8, an IT firm based in the Bay Area, was filmed on camera by one of the family members, Jordan Chan, at the Lucia restaurant at the Bernardus Lodge and Spa in Carmel Valley near Monterey. He apparently began his offensive remarks before Chan even started filming — you can hear her say "say it again. Oh, now you're shy?"

"Trump's gonna f--- you," Lofthouse is then filmed remarking before saying the family needs to leave. He then says "you f------ Asian piece of s---."

❗️❗️❗️SHARE THIS POST❗️❗️❗️ Trigger warning: Racism, Vulgar Language (FYI he had a LOT more to say after I stopped recording) This is the face of the man who relentlessly harassed my family and I completely UNPROVOKED, UNWARRANTED, and UNCONSCIONABLE. We were celebrating my tita’s birthday, literally just singing happy birthday to her and taking pictures, when this white supremacist starts yelling disgusting racist remarks at us. (“Fuck you Asians” “Go back to whatever fucking Asian country you’re from” “You don’t belong here”) It is no coincidence that this man has the audacity to showcase such blatant racism on the 4th of July. White supremacy has a notorious habit of masquerading as patriotism! The fact that Donald Trump is our president (i.e. THE MOST POWERFUL MAN IN THE WORLD) gives racists a platform and amplifies voices of hate. The surfacing of racists is so prevalent right now, even in such an ethnically/culturally diverse and liberal state like California, because Trump HIMSELF uses his position to incite racial tension and to promote aggression towards POC, foreigners, and immigrants. We need change! PLEASE PLEASE PLEASE VOTE THIS UPCOMING RE-ELECTION. PROTECT ALL PEOPLE REGARDLESS OF SKIN COLOR AND ETHNIC ORIGIN. ✊

Civil rights groups called their meeting with Facebook execs a 'disappointment' and said the company isn't ready to address the platform's 'vitriolic hate'

Businessinsider - Wed, 07/08/2020 - 01:13

  • Facebook's top executives met Tuesday with civil rights groups, hoping to address their concerns about the company's approach to hate speech on its platform.
  • But the groups called the meeting a "disappointment" and said it became clear that Facebook is "is not yet ready to address the vitriolic hate on their platform."
  • "We didn't get commitments or time frames or clear outcomes. We expected specifics and that's not what we heard," Anti-Defamation League CEO Jonathan Greenblatt said on a call with reporters.
  • Facebook told Business Insider it will release a civil rights audit started in 2018, and has invested resources into combating hate, made adjustments to its policies, and banned hate groups.
  • The groups called for advertisers to boycott Facebook last month, saying the company has been unwilling to make substantive changes for years — and more than 500 companies have joined.
  • Visit Business Insider's homepage for more stories.

Facebook still hasn't convinced civil rights groups that it's doing enough to combat hate speech on its platform.

On Tuesday, Facebook CEO Mark Zuckerberg, COO Sheryl Sandberg, and Chief Product Officer Chris Cox met with the leaders of the NAACP, Color of Change, Free Press, and the Anti-Defamation League in an attempt to address their concerns over its hate speech policies.

Following the hour-long virtual meeting, civil rights groups called it a "disappointment" and said in a statement that it was clear Facebook "is not yet ready to address the vitriolic hate on their platform."

"Today we saw little and heard just about nothing," ADL CEO Jonathan Greenblatt said in a call with reporters Tuesday, adding: "We didn't get commitments or time frames or clear outcomes. we expected specifics and that's not what we heard."

Last month, the groups organized a massive Facebook ad boycott in response to its inaction on controversial posts by President Donald Trump that more than 500 companies have since joined. Multiple discussions with Facebook executives ultimately broke down, with the boycott organizers demanding that Zuckerberg personally attend because "he is the ultimate authority," Reuters reported.

But even with its top leadership in the room, Facebook wasn't able to persuade the groups that it's taking strong enough action.

The groups said in a statement that they discussed 10 demands with Facebook, which included items such as: a C-suite level executive with civil rights expertise, public and independent civil rights audits, changes to Facebook's  moderation policies around hate speech and misinformation, refunds to advertisers whose ads are shown next to hate speech, and live customer support for users experience hate or harassment.

Facebook only partially addressed hiring a civil rights expert and "offered no attempt" to address the other nine demands, the groups said.

"Instead of actually responding to the demands of dozens of the platform's largest advertisers that have joined the #StopHateForProfit ad boycott during the month of July, Facebook wants us to accept the same old rhetoric, repackaged as a fresh response," the groups said.

"This meeting was an opportunity for us to hear from the campaign organizers and reaffirm our commitment to combating hate on our platform. They want Facebook to be free of hate speech and so do we. That's why it's so important that we work to get this right," a Facebook spokesperson told Business Insider, adding that it has taken a number of steps, including investing people and financial resources into combatting hate speech, introducing new policies to address misinformation, and banning hate groups.

Facebook also plans to release its civil rights audit Wednesday — which began in 2018 — but Sandberg said in a post Tuesday that the company won't follow every recommendation.

Facebook is facing a growing chorus of critics who say it needs to do more to combat racism and hate speech on its platform. After CEO Mark Zuckerberg defended his decision not to take action on Trump's posts, employees at Facebook as well as Zuckerberg's philanthropic initiative revolted, and The Washington Post reported last week that Facebook has crafted exemptions for the president going as far back as 2015.

SEE ALSO: A Facebook recruiter filed a federal complaint alleging the company is biased against Black employees and job candidates

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How much money a YouTuber with 1 million subscribers earns, according to 5 creators

Businessinsider - Wed, 07/08/2020 - 01:04

  • YouTube creators who are part of the platform's Partner Program can monetize their videos starting at 1,000 subscribers (if they meet other requirements).
  • Google places these ads and pays a creator a rate based on factors like a video's watch time and viewer demographic.
  • Business Insider spoke with five influencers with between 1 million and 2 million YouTube subscribers who broke down financial topics, like how much they earned per view and what they made per month from the platform.
  • Some also shared what their highest-earning videos were.
  • Subscribe to Business Insider's influencer newsletter: Influencer Dashboard.

This is the latest installment of Business Insider's YouTube money logs, where creators break down how much they earn.

For many YouTubers, breaking the 1 million subscriber mark can really make them feel they've made it. And it often means they're earning a full-time living from the platform.

To start earning money from YouTube, creators must have at least 1,000 subscribers and 4,000 watch hours in the past year. Once they reach that threshold, they can apply for the Partner Program. Creators who are part of the Partner Program can monetize their videos with Google-placed ads.

The CPM rate (cost per thousand views) varies from channel to channel (and video to video), and some top YouTubers have ad-placement strategies to maximize their earnings.

One key to earning more money from a particular video is placing ads before viewers typically "drop off" from the video. Viewers often drop off if an intro is too long or the creator stays for a long time on one subject, industry insiders have told Business Insider.

While direct ad revenue from Google isn't the only form of income for many of these digital stars — some of whom earn money from sponsorships or merchandise sales — it's often a big part of building a sustainable business.

Over the past few months, Business Insider spoke with dozens of YouTube creators about how much each of them earned from the platform.

Five YouTube creators we spoke with had between 1 million and 2 million subscribers. They shared insights on financial topics, like their average revenue per 1,000 views (CPMs), what they'd made per month, and the most they'd earned from a single video.

Here's a breakdown of what they said:

Kevin David – 1 million subscribers

Kevin David is a YouTube creator and entrepreneur with 1 million subscribers. 

David gets the ideas for his content by looking at the Google Ads Keyword Planner to see how often people are searching particular phrases and looking at other combinations of video topics and thumbnails that have been successful in view count, he told Business Insider.

His videos earn a relatively high rate from AdSense because he focuses on business topics, which are often more appealing to advertisers.

Overall, his videos make $2,000 to $10,000 in Google AdSense revenue on average, he said in August.

The most he's earned from a single video 

David told Business Insider in August that his how-to guide for using Facebook ads, with about 2 million views at the time, had made just under $50,000 in Google AdSense revenue, and his "Shopify Tutorial for Beginners" video had made over $40,000.

He said he made the video "Shopify Tutorial for Beginners" while staying in a cheap hostel in Australia with no camera or equipment. The video required minimal production because he filmed it using the screen-recording feature on his laptop.

How much he earned in one year 

David earned about $400,000 in Google AdSense in 2019, he told Business Insider in January.

He refers to the money he generates on YouTube as "passive income" and said content on YouTube, unlike Instagram, has the opportunity to resurface — particularly through search — and make money.

Read more here: A YouTube creator explains how he made nearly $50,000 in ad revenue from one video



Marina Mogilko — 1.2 million subscribers (on her lifestyle channel)

Marina Mogilko has three YouTube channels: a language channel, a lifestyle channel, and a business channel.

She told Business Insider that her business channel was more appealing to advertisers than her other two channels because of the type of content and made more per view in Google AdSense revenue.

Her average CPM rate 

Mogilko makes between $4 and $14 per 1,000 views for her lifestyle channel Marina Mogilko, which has 1.2 million subscribers, she told Business Insider in March.

The most she's earned from a single video 

She told Business Insider in August that her video on the highest-paying jobs you can do from home on Linguamarina, with 1.5 million views at the time, had made $10,000 in AdSense revenue.

Read the full post here: A YouTube creator breaks down the ad revenue rates for each of her 3 channels, and why one is a lot higher



Michael Groth – 1.1 million subscribers

Michael Groth is a YouTube creator with 1.1 million subscribers who films Pokémon-related videos and scripted content for his YouTube channel MandJTV.

Groth started his channel as a hobby in 2009 when he was 14 years old. He began focusing on YouTube full time three years ago after he graduated from college, and he said the revenue he earned directly from YouTube allowed him the freedom to do so. 

He posts videos about twice a week and films them from the studio in his house.

His average CPM rate

Normally Groth's YouTube channel earns between $9 and $12 for every 1,000 views, he said in April. But by the end of March, his CPM rate had dropped to $6.

Many YouTube creators like Groth saw a decline in their rates of direct ad revenue from the platform over the past few months, likely because of shifting ad budgets amid the coronavirus pandemic.

Read more here: Some YouTube creators say their ad rates have dropped sharply in recent weeks and increased views haven't made up for the loss in income



Shelby Church — 1.5 million subscribers

Shelby Church is a tech and lifestyle YouTuber who has 1.5 million subscribers.

Church mainly films tech-review videos with topics like which iPhone is worth the cost and the features of her Tesla Model 3.

How much she earns from 1 million views

Videos with about 1 million views have earned her between $2,000 and $30,000 depending on the video subject, she told Business Insider in January. 

Her video about Amazon FBA (Fulfillment by Amazon) had an unusually high CPM rate, she said in January. The video earned her about $30,000 in AdSense revenue from 1.8 million views (at the time).

How much she made in a year on YouTube 

Church earned $140,000 in 2019 from YouTube, she said in January. This was more than double what she made in 2018.

Her average CPM rate 

She found that her videos over 10 minutes long generally made $5 per 1,000 views, while the videos under 10 minutes usually made $2 per 1,000 views.

The most views she's gotten on a single video 

She had a widely shared video in 2019 on how much YouTube paid her for a video with 1 million views, which has nearly 8 million views. She said that video had generated about $26,000 in AdSense money by January, when it had about 6 million views. 

Read the full post: How much money YouTube paid a creator with over 1 million subscribers during 2019



Graham Stephan — 2 million subscribers

Graham Stephan is a YouTube creator with 2 million subscribers known for sharing personal-finance, investing, and real-estate tips with his followers.

Stephan launched his YouTube channel in 2016 with a video on his journey as a real-estate agent. 

Last year, he started to focus on his YouTube business full time. 

How much he makes a month on YouTube 

In February, he earned $141,356 in AdSense revenue after garnering about 9 million views in 29 days, according to his YouTube dashboard, which was viewed by Business Insider.

The most he's earned from a single video 

His video "How I Bought A Tesla for $78 per month" made $56,329 in under a year, he told Business Insider in March, when it had around 6 million views.

Read the full post: $141,000 in monthly YouTube income: Graham Stephan describes how he grew his real-estate and finance channel into a lucrative business



Categories: English

How the US caught flashy Nigerian Instagrammers 'with $40m'

BBC News - World - Wed, 07/08/2020 - 00:31
Dubai has extradited "mrwoodbery" and "hushpuppi" to the US to face cyber fraud charges.
Categories: English